In 2026, the Fort Collins-Loveland Water District (FCLWD) is conducting a rate study to assess monthly rates and tap fees. This page is your central resource to understand the process, key timelines, frequently asked questions, and past updates. Our goal is to keep you informed and confident in the District’s decision-making process.
The final 2026 Rate Study is now available. This independent study evaluates the costs of operating, maintaining and improving the water system, as well as the tap fees paid by new development to help fund growth-related infrastructure.
The study is one of the tools FCLWD uses to make data-driven decisions about rates, long-term system reliability and the continued delivery of safe, high-quality water service. Final rate decisions are made by the Board of Directors through the public process.
Timeline subject to change.
A rate study is an independent evaluation of the District’s finances and customer water usage patterns to ensure rates are fair, sustainable, and maintain reliable service.
Rates are data-driven, considering operational costs, infrastructure needs, water supply reliability, and regulatory compliance. The FCLWD Leadership Team and Board of Directors review the rate study and determine what rates should be to ensure the District can continue to fullfill it's mission.
The Board of Directors reviews the study and approves the rates in alignment with the District’s long-term plans.
Tap fees from new development fund growth-related infrastructure. Monthly rates from existing customers cover maintenance, rehabilitation and improvement.
Follow updates via the website, social media, newsletters, and the public hearing. HOAs have additional opportunities through working sessions and a post-session survey.
Water rates are determined by several key considerations that together ensure the District can provide safe, reliable, and high-quality water. These factors include the ongoing costs of operating and maintaining the system, necessary investments in infrastructure to support future growth, and compliance with regulatory requirements. The following items highlight the main elements that influence how rates are structured:
Infrastructure Maintenance
Replacing and upgrading pipes, treatment facilities, and storage tanks to maintain reliable service.
Operating Costs
Expenses for staffing, electricity, and daily system operations.
Growth-related Infrastructure
Tap fees from new development fund projects that expand the system to serve additional customers.
Water Supply Reliability
Investments in regional water projects and partnerships to ensure a consistent, long-term water supply.
Regulatory Compliance
Costs associated with meeting state and federal water quality and safety standards.
FCLWD recognizes that HOAs have unique needs when it comes to planning for water costs and communicating with residents. To support HOA boards and property managers throughout the rate study process, FCLWD can provide presentations to help explain the study, share current timeline information and answer questions.
These presentations are intended to provide additional context for HOAs as they plan for future budgets and communicate with residents, while also clarifying the District’s role and the Board’s ultimate decision-making authority.
HOA representatives who would like to request a presentation may email frontdesk@fclwd.com.
Thank you to the HOA representatives who attended our dedicated working sessions on July 14 and July 17. These sessions were designed to provide early visibility into the rate study process, help HOAs understand potential budget considerations and create space for questions in advance of formal decisions.
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We are experiencing a water outage in Loveland between 65th and 57th, between Hwy 287 and County Road 13. Crews are in route. You may experience low to no pressure at this time. As of 3:44 pm, there is no estimated time for repair completion.